Many individuals prefer to start their search prior to contacting a Realtor. That is why we provide you with the same MLS tools that agents use. Armed with live data, we can partner with you more efficiently saving you time and money. We are available if you require technical assistance, a demonstration of advanced search functions, or prefer to have a professional search for you.
Top 5 Reasons to Select Mattisinko Group:
- Skilled at extracting and prioritizing your needs; think creatively about your options
- Adept at interpreting data to set realistic expectation about the market
- Provide comparable values for your current property with no obligation
- As seasoned Realtors, have experience negotiating price, protecting your interests, and the foresight to work through inevitable challenges smoothly.
- Partner with a reliable network of residential financing, short sale, home improvement, and other specialists.
Who Pays What?
BUYER can generally expect to pay:
- Down payment
- Half the escrow fee
- Half the escrow loan tie-in fee (if applicable)
- Half the escrow processing fee
- Half the recording charges
- All lender charges except specific ones a lender may require a seller to pay
- Termite inspection (negotiate except on VA)
- Lender’s title insurance policy
- Prepaid items such as lender’s interest, HOA dues, etc.
- The hazard insurance premium is based on the first year, and however much the lender requires to impound
- Home warranty premium per contract
- REALTOR® compensation (if negotiated in)
SELLER can generally expect to pay:
- Half the escrow fee
- Half the escrow processing fee
- Half the recording charges
- Owner’s title policy
- Home warranty premium per contract
- Any property repairs per the contract
- Any unpaid HOA dues or HOA fees per contract
- Payoff current mortgage and all loans in the seller’s name (unless the buyer is assuming the loan)
- Payoff any liens, judgements, or tax liens against the seller
- Any loan fee a buyer’s lender may require, i.e., FHA, VA
- REALTOR® compensation (if offered or negotiated in)
Your Forever Agents
After closing, we remain available for any follow-up questions and to provide moving resources, recommendations for contractors or advice on home improvements. We are here to support you, for life!
Based on your needs and knowledge about the purchase process, we provide you with comprehensive information about:
- Loan Process
- Escrow Process
- Anticipating Closing Costs
- Ways to take title and purpose of title
- Who pays what
- Purchase Contract
- Inspections
- Home Warranties
- Relocation Resources
- Neighborhood Resources
- Local Contractors
We look forward to the opportunity to work with you!
Many individuals prefer to start their search prior to contacting a Realtor. That is why we provide you with the same MLS tools that agents use. Armed with live data, we can partner with you more efficiently saving you time and money. We are available if you require technical assistance, a demonstration of advanced search functions, or prefer to have a professional search for you.
Top 5 Reasons to Select Mattisinko Group:
- Skilled at extracting and prioritizing your needs; think creatively about your options
- Adept at interpreting data to set realistic expectation about the market
- Provide comparable values for your current property with no obligation
- As seasoned Realtors, have experience negotiating price, protecting your interests, and the foresight to work through inevitable challenges smoothly.
- Partner with a reliable network of residential financing, short sale, home improvement, and other specialists.
Based on your needs and knowledge about the purchase process, we provide you with comprehensive information about:
- Loan Process
- Escrow Process
- Anticipating Closing Costs
- Ways to take title and purpose of title
- Who pays what
- Purchase Contract
- Inspections
- Home Warranties
- Relocation Resources
- Neighborhood Resources
- Local Contractors
We look forward to the opportunity to work with you!
Please complete the following form to download our home buyer’s guide
